I have a separate deductible for behavioral health services that is not part of my overall deductible.
See Possible Violation
It may be a parity violation if your insurance plan makes you pay separate deductibles for behavioral health services and other medical services.
Back
My co-pay for behavioral health services is higher than it is for other health services.
See Possible Violation
It may be a parity violation if your insurance plan requires a more expensive copayment or coinsurance for behavioral health services than what you are required to pay for other medical care.
Back
I have limits on how many days I can stay in a treatment facility.
See Possible Violation
If your insurance plan does not have the same limits on how many days you can stay in any other kind of inpatient medical facility, it may be a parity violation.
Back
I have limits on how many times I can see a behavioral health provider.
See Possible Violation
If your insurance plan does not have the same limits on how many times you can see a health provider for any other type of treatment, it may be a parity violation.
Back
I'm being charged more for prescription medication for behavioral health treatment than I am for prescription medication for other treatments.
See Possible Violation
It may be a parity violation if your insurance plan charges you more for prescription medications simply because they are used for behavioral health treatment.
Back
My insurance plan often makes me get their permission to continue behavioral health treatment.
See Possible Violation
If your insurance plan orders medical necessity reviews for behavioral health services more often than for other health services, it may be a parity violation.
Back
My insurance plan refuses to pay for residential behavioral health treatment that my doctor says I need.
See Possible Violation
If your insurance plan will not cover residential treatment or partial hospitalization for behavioral health services, but it does for other medical services, it may be a parity violation.
Back
My doctor says I need a certain behavioral health treatment, but the insurer says I need to try a less expensive treatment first.
See Possible Violation
If your insurance plan requires you to try a less expensive treatment before it will cover the treatment recommended by your doctor, it may be a parity violation.
Back
My insurance plan won't pay for behavioral health treatment outside of my state or region.
See Possible Violation